What we do at Liquitory

generate liquidity through looking at value creation at its entirety

Liquitory looks at value creation in its entirety

Our goal is to digitize and combine the instruments for generating liquidity and reducing risk that are used along the entire value creation process. In this way, we enable an end-to-end, integrated financing chain from down payment and delivery financing to inventory financing and the financing of payment terms for final products and services.

Step-by-step transactional monitoring of financed assets along the value chain enables real-time risk monitoring. Through the additional use of technology-based modules for risk minimization, we secure attractive conditions for liquidity generation.

Steps to efficient working capital management

Advice on suitable financing instruments

In the first step, we analyze the existing value creation processes in your company with you. We then define measurable targets and determine which instruments are best suited to improve your working capital.

Digitization of your assets

Whether fully automated via the connection to your ERP, WMS or MES System or manually: the digitization of your assets to generate liquidity is simple, fast and secure on Liquitory.

Identify and minimize risks

A variety of instruments are available to reduce performance and payment risks. We use those that minimize the specific risks in your value creation and optimize your financing conditions.

Automated processing and real-time monitoring

Solution offers are obtained in real time from a wide range of financial partners and their comparability is ensured through clear KPIs. Contracts are concluded directly via Liquitory using SmartContracts and digital signing.

Working Capital Instruments

In addition to traditional working capital instruments such as guarantees, letters of credit, debt collections, (reverse) factoring, dynamic discounting and digital forfaiting, Liquitory also includes new forms of financing for inventory and transit transactions. All transactional risk management and liquidity generation instruments along the value chain are bundled and made available on a central platform.

Inventory finance

In warehouse financing, the goods in a warehouse are financed by a financing partner for a fixed or flexible period. The nature of the goods and the possibility of secondary utilization play a decisive role. Depending on the category and nature of the goods, variable risk discounts are applied. This is intended to compensate for any changes in value and/or possible liquidation risks.

Factoring

Factoring is a method of financing whereby a company transfers outstanding receivables from customers to a financial service provider before due date. Usually on a framework agreement, the seller receives immediate payment.

Reverse Factoring

In reverse factoring, the customer loads confirmed invoices onto a special financing platform. Suppliers sell these outstanding invoices to one or more financing partners before due date.

Dynamic Discounting

Dynamic discounting is a dynamic discounting of invoices. The faster the customer pays, the higher the discounted amount.

forfaiting

In digital forfaiting, the supplier sells individual receivables to a financing partner without recourse. The assignment of the receivable can take place with or without disclosure top the debtor.

Increase product range and inventory, minimize risks and release bound liquidity - That is Liquitory